Earn up to 2 - 4% Per Annum.
A Smarter Way to Own Property in Nigeria
Remit2Own is a revolutionary savings-based property ownership platform designed for Nigerians in the diaspora. Tailored for individuals who may not have the full funds or meet the standard 30% property deposit requirement, this initiative offers a structured and flexible pathway to home ownership.
- One Deposit at a Time


Grow Your Investment, Build Your Future
With Remit2Own, subscribers make small, manageable deposits over time — earning up to 4% per annum in interest on total deposits. This means your money works for you while you save toward your dream home.
Why Remit2Own is Different
✔️ Savings with ROI
Unlike traditional mortgage plans, your funds earn interest — it’s not a cost, it’s a benefit.
✔️ Ownership Options
Full, shared, or investment rollover – choose what works for you.
✔️ Diaspora Mortgage Access
Eligible subscribers can leverage asset financing from Providus Bank.
✔️ Secure & Legal Ownership
Your investment is protected, transparent, and legally backed.
✔️ Property with Promise
Through developments like Autograph Plus, enjoy high potential for capital appreciation and consistent returns.
Secure, Strategic, and Backed by Trusted Partners
Developed in partnership with Providus Bank Plc, a commercial bank with international presence in the UK and USA, Remit2Own offers more than just savings — it offers security, credibility, and growth.
Additional support comes from Orbit Hospitality, opening up potential rental income and professional property management opportunities.






Remit2Own is perfect for:
- Nigerians in the diaspora.
- Individuals seeking secure property investments
- Those who want structured savings over risky remittances
- Investors interested in ownership without a mortgage trap
When You Reach 30% of Your Property Value, Choose Your Path
Once your deposit hits 30% of the target property price, you unlock three powerful ownership options:

Full Ownership
Continue saving to 100% and own your desired home outright.

Co-Ownership
Join a pool with up to five investors and co-own a property.

Investment Reuse
Reinvest your ROI or use it to meet personal financial needs — you’re always in control.
Product Offerings
FAQs
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What is Remit2own?
Remit2own is a diaspora-focused investment product that allows Nigerians abroad to acquire real estate in Nigeria through a structured remittance plan, backed by Providus Bank.
How does shared ownership work?
Up to five people can co-own an apartment, each with an equal stake. All co-owners receive legal documentation and share in property appreciation and rental income.
What if I need to access my funds for personal needs?
Your Providus Bank account allows for flexible withdrawals, giving you access to your balance for welfare needs.
Is there a minimum remittance amount?
Yes, each participant will set up regular standing instructions to match their property purchase goals.
What happens to the property if I cannot continue remitting funds?
Providus Bank and Cruxstone offer support to adjust your remittance schedule. However, failure to remit consistently may affect your acquisition timeline.
How is the title document secured?
Each owner receives a legally binding title document in their name upon full payment, enabling future resale or collateral usage.
What properties are available under Remit2own?
Cruxstone offers premium properties, including Autograph Plus, which provides rental income and capital growth.
Can I pass down the ownership of my property to family members?
YES
What currency can I use to remit funds?
ANY